This was my first year going all-in on miles and points. I came out with a whopping total of approximately 1.7 million. If you’re interested in everything I did to hit that number, here it is:
- I signed up for free mileage accounts with all the major airlines.
- I set up user names and passwords for the airlines I already had mileage numbers with.
- I set up an Award Wallet account to store all my information.
- I applied for the Citibank American Airline card, as well as the business card (75,000 miles each).
- I applied for United Chase card in January (50,000 miles).
- I applied for the Continental Chase card in February (50,000 miles). I was denied, so I called Chase’s reconsideration department at 1-888-245-0625. I had an old Amazon Visa they closed to open this up.
- I applied for the 35,000 US Airways mile Barclays card in February.
- I applied for the Virgin Atlantic card in March (45,000 miles). I also received 2,500 miles for adding an additional user.
- In March, I applied for the best card offer of the year (the British Airways 100,000 mile card). I was denied, so I called Chase’s reconsideration department from step 6. They took $5000 off of my Chase Freedom card limit and approved the British.
- I applied for the Hilton Amex card in April (50,000 points). I also received 2,500 points for adding an additional user.
- I applied for the Amex Premier Rewards card in April (75,000 points). These points turned into 112,500 British Airway miles.
- I earned 25,000 miles from opening a Citibank mileage checking account.
- I earned 25,000 miles from all the “smaller” promotions I’ve posted on this blog. Trust me, these add up – 100 miles here, 200 miles there…next thing you know, you’re on a beach somewhere.
- I earned 5,000 Delta Skymiles from the Single Identity promotion.
- I earned 4,000 miles from dining out.
- I earned 10,000 miles through Netflix. I subscribed for 1 billing month, then cancelled. Then I changed my address slightly (add a letter to the condo unit number) and applied with a different airline promotion.
- I earned 65,000 American Airlines miles through using my BankDirect checking account. It was great until they limited the number of referrals and started charging a monthly fee.
- I earned 35,000 miles through the monthly spending on my mileage cards. Most of these card offers have a minimum spend for you to earn the miles. I didn’t spend morer than my normal monthly bills and expenses. I just put everything on credit cards (utilities, food, gas, bills). One thing I did was call Citibank to close the card in step 4. They transferred me to the retention department who offered me 3 bonus miles for every dollar I spent for to keep me as a cardholder. That paid off nicely, with another 10,000 miles added to the total. Oh yeah, I was also buying $1000 in coins every 10 days from the US Mint. Sad to see that one end.
- I earned 100,000 miles from the Capital One Venture card. This was fun, since it translated into a free $1500 in Ritz Carlton stays.
- In July, I applied for the Starwood Amex card (30,000 points).
- In July, I applied for the 2 Hawaiian cards (70,000 miles).
- In July, I applied for the Citibank Hilton card (50,000 points).
- In July, I applied for the Choice Hotel card (24,000 points).
- In July, I applied for the Bank of America Alaska Air card (40,000 miles).
- In November, I applied for the 75,000 point American Express Business Gold Rewards card.
- In November, I applied for the 50,000 point Citi Thank You card.
- In November, I applied for the 70,000 point Chase Marriott card.
- I made 115,000 miles through the US Airways Grand Slam promotion.
- I made 210,000 miles through the United Months of Miles promotion (still pending).
- I turned my 70,000 Hawaiian Airlines miles into 140,000 Hilton Honors points.
- I turned my 45,000 Virgin miles into 90,000 Hilton Honors points.
Notes:
- If you’re new to the mileage game, you must keep all these accounts organized. Use Award Wallet and keep a credit card spreadsheet to track when annual fees will be billed. That way, you can cancel the cards a month before the annual fee is billed (if you choose). Many times, just make a phone call before the fee is billed, and they’ll waive the charge or give you a no-fee version of the same card.
- I applied for an abnormal amount of credit cards because of the great offers that came up. For the last 15 years, I’ve been building up a great credit score through financial responsibility. If your credit score is not great, “churning” credit cards will be much more difficult.
- There are still so many cards I haven’t gotten yet – Hyatt, Southwest, Amtrak, Delta, Chase Sapphire, etc. Even with all the applications above, I still take my time with this. There are no shortage of miles out there to be had, so you should try to go after the top offers first!
- I’ve already saved you hours of research, but this hobby still takes a little effort and organization. If you put some energy into this, remember you’ll be saving tens of thousands of dollars in travel. Enjoy it!