This is a friendly reminder to read the small print when applying for cards.
Seriously.
It seems simple enough, right?
So just do it.
Take the extra 30 seconds to notice important phrases like:
“Bonus not available to applicants who have had this product in the last 12 months.”
As long as I’ve been doing this and with as much as I know…I still made 3 dumb mistakes this year. I moved a little too fast, didn’t pay enough attention, and it cost me 3 bonuses. Ugh. Rookie mistakes.
Sure, the credit card churning game is trickier than it was a couple years ago. No doubt about that. Barclays can be a pain, Chase is pickier than ever, Amex limits personal bonuses to once-in-a-lifetime, and even Bank Of America is getting annoying.
So don’t make it harder on yourself.
Stay organized and read the small print.
